How To Select A Roofing Contractor

Questions To Ask Your Roofer

Affordable Roofing

Workers Accidents. Be aware that if a worker is injured on your property, you, the homeowner, might be held liable for all costs unless the employee is covered by workers’ compensation insurance. Hospital bills for serious accidents can be extraordinarily expensive.

Homeowner’s insurance policies normally exclude such injuries. Be aware that Federal Occupational Safety and Health Administration (OSHA) has recently imposed fall prevention standards on roofing contractors that mandate the use of safety devices, adding considerable cost to job overhead. These expenses could be the cause of wide variations in prices between contractors who follow the standards versus those who ignore them.

The homeowner is not responsible for enforcement of OSHA standards, but you benefit from them insofar as job safety awareness is higher when OSHA standards are followed. Worker accidents are much less likely. Uninsured Contractors – Roofers who do not carry insurance will most likely be cheaper to hire as they do not have insurance premiums to pay. Workers’ compensation premiums can increase wage costs from about 20% to as much as 100%, depending on the state.

There are a variety of reasons why full insurance may not be carried by a contractor, such as:

It is up to you to determine if it is worth the risk to hire a contractor who does not carry insurance.

Proposals And Estimates

What is an estimate? An estimate offers a single price, a generically described product, a color, and no options. This is traditional and legitimate agreement, but it doesn’t fully communicate what is to be done and how. An estimate is open to dispute if you are not satisfied with the work.

What is a proposal? A proposal is a tentative agreement for a project. It offers a choice of products by brand name, prices, services, and designs. It also includes many other provisions such as change order conditions and financing options.

Affordable Roofing always delivers a full and complete proposal to our customers.

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